The Personal Finance Spreadsheet

Just imagine if you could...

  • Know your exact net worth as it stands right now, and how much it grew in the last month and over the years
  • Have a concrete plan of action for your financial goals and know when you can anticipate reaching them
  • Identify which problem areas you need to curb spending on so that you can redirect your money to what matters most to you
  • Feel completely confident about making major financial decisions knowing that you are as informed as can be when making them
  • View your historical monthly, quarterly, and annual financial summaries and trends at the click of a button
  • Feel empowered (instead of intimidated) by your finances because you have total control
  • Track your journey to Financial Independence when you can comfortably live off of your savings and investments without needing to work a day in your life

Features That Will Help You Stay On Course

On The Go Access

Track and update on the go on your computer, tablet, or phone

Multi-Year Tracking

With one click, check historical data for a long-term financial overview

Customization Capabilities

Set custom categories, currency, and more to suit your needs

Automated Visuals

Simple yet key graphs and tables to get the most insight

Financial Goals Tracking

Set monthly and annual goals and track how you're doing

Sharing Capabilities

Share the spreadsheet with your accountability or life partner

It's SO Easy On The Eyes

Personal Finance Spreadsheet | Mustard

Comes in Mustard

Personal Finance Spreadsheet | Teal

...And Teal

Personal Finance Spreadsheet | Mauve

...AND Mauve!


The Personal Finance Spreadsheet Designed To Grow With You

This Google Sheet Financial Spreadsheet is for you if you want:

  • Automated graphs and visuals designed to tell your money story simply, accurately, and seamlessly over the months and years
  • The ability to set and track specific and time-bound annual financial goals that you can hold yourself accountable to
  • Detailed spending summaries and visuals comparing your monthly budget vs actual spending
  • Savings rate tracking of your monthly, quarterly, and annual pre and post-tax savings & investments rate
  • A month-over-month, quarterly, and annual insight into your annual income, savings & investments, and debt & expenses
  • Net Worth and (optional) FI/RE journey visualizations showing your trends, milestones, and progress to goals & FI Number
  • A customizable dashboard that supports custom budgeting and net worth categories and currencies to suit your individual needs
  • Multi-year tracking capabilities to provide continuous reporting on your long-term financial health
  • Ability to share the spreadsheet and collaborate with a spouse, life, or accountability partner for easy updates by either or all parties
  • On the go access to all your finances on your phone, tablet, or computer
  • An aesthetically pleasing way to track your money. Comes in mauve, teal, and mustard
  • And SO MUCH more!

What's Included In The Spreadsheet

Read ME

Contains detailed instructions for the rest of the 7 Input & Dashboard tabs

Input: Categories|Goals

Set your categories and plan your annual goals

Input: Transactions

Track your income, savings & investments, and debt & expenses

Input: Budget

Enter your expected income, savings & investments, expenses for each month

Input: Net Worth

Enter your assets and liabilities to get your net worth each month. Supports multi-year tracking

Monthly Dashboard

Select a month to get summaries and visualizations of your monthly budget and spending

Cash Flow Dashboard

With one click, choose a year to get your annual cash flow overview with month-over-month visuals

Net Worth | FI Dashboard

Understand your Net Worth and Financial Independence (FI) trends through charts, visuals, and tables


Grab our FREE Budget Spreadsheet

Get clarity on your income, savings, and expenses using this FREE Google Sheet budget spreadsheet.

Direct your hard-earned money to the things that matter most to you and reach your goals faster.  

In this spreadsheet you will get:

  • Automated visuals and insights
  • Flexibility to set your own budgeting categories
  • Trackers for expenses, income, and savings and investments
  • Pie charts with breakdowns of your monthly spending 

The best part? It's absolutely FREE!